Author Archives: Links Financial

Don’t Ask for the Money You Need, Find it

Growth is on every business’s to-do list year after year. No matter how the company did in 2016 or what unforeseen changes might hamper it from reaching the ambitious goals set for 2017, all owners want to see higher profits than the previous year (or any other year they’ve been in business for that matter). What drives this need for more and more growth? Benjamin Franklin hit the nail on the head centuries ago when he said, “Without continual growth and progress, such words as improvement, achievement and success have no meaning.”

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Be Your Own Boss

People often come to Florida looking to retire or start a new career. Among those individuals who relocate to Tampa are retirees who had successful careers in the north and want to enter the Tampa job market. It’s natural to expect to land a C-level position similar to the one you left. Unfortunately, unlike other major markets, there are not a lot of large companies in the Tampa market. While ours is a vibrant market, it is largely compromised of family owned middle- market businesses.

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How to Sell Your Company to Your Employees

selling your business to key employeesIf you’re looking to sell your company, the perfect buyer might be right under your nose. At Links Financial, we can show you how to sell your company to your employees.

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How to Restructure a Business When You’re in Your Own Way

In Your Own WayRestructuring a company is often a necessary part of running a successful business. Business owners restructure for a variety of reasons: preparing for a sale, merger or acquisition, to create greater efficiency or to become more competitive, for example. One of the first steps in the restructuring process involves identifying the company’s shortcomings and creating plans to correct those weaknesses – are you one of them?

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Is Now A Good Time To Sell Your Business?

selling your businessSelling your business is a big decision, and the timing of this decision can make more of an impact on the outcome of your transaction than you might realize. So, is now a good time to sell your business? In our opinion, not yet.

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Hard Money Loans vs Debt Financing

For developers or investors interested in buying commercial real estate but who don’t have any upfront capital or who cannot get conventional debt financing, a hard money loan may be the answer. Before using this funding source, you should know the difference between hard money loans (HMLs) and traditional debt financing.

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Sources of Financing That Your Company Isn’t Utilizing

When it comes to securing business financing, there are more opportunities available than conventional methods such as bank loans or lines of credit. Following are several sources of finance that, either alone or when combined with traditional sources of financing, can provide the capital your business needs.

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Financing A Business Purchase Without An SBA Loan

Find non-SBA Loan funding for your business purchaseHow to finance a business acquisition is a critical factor business owners face when evaluating the merits of an acquisition. A loan from the Small Business Administration is an attractive option for established businesses in need of financing. Sometimes, however, it’s hard to get approved for an SBA loan. If you do not qualify for an SBA loan, there are plenty of other lenders who are willing to work with you on business purchase financing. Following are several types of non-SBA loans that you should consider when buying a business.

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How Important Are Interest Rates on Business Loans, Really?

interest-ratesWhen it’s time to borrow, obviously you want to borrow at the lowest interest rate you possibly can get. Conversely, if you’re an investor, you want to put your money in investment vehicles that have a higher rate so you will get a better return on your investment. Other than those basic strategies, how should business owners determine what is a good interest rate for a business loan?

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Judged By The Company You Keep

group of business associatesYou’ve probably heard it said before that “you are judged by the company you keep.” Thanks to another old proverb, “birds of a feather flock together,” this especially rings true when it comes to business associates. People want to do business with honest, knowledgeable, dedicated professionals, and while you may look the part, your choice of business partners may be saying otherwise. Both your company and its partners need to paint a pretty picture in order to win and keep clients.

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